San Antonio, TX · NMLS #1956260

One Broker.
100+ Lenders.
Your Best Deal.

Alberto Moravia shops the wholesale lending market so you don't have to. More options, lower rates, and a broker who speaks your language — literally. English, Español & Português.

📅 Book a Free 10-Min Call Apply Now →

🎓 TREC Certified Instructor

🏗️ Active RE Investor

🤠 San Antonio, TX

🌎 EN · ES · PT

Wholesale Access

Lending Partners

100+

Banks, credit unions & wholesale lenders

↑ More options than your bank

Current Opportunities

VA Down Pmt

640+

Min Credit

DSCR

Investor Loans

HELOC

Tap Equity

✓ All programs available

Why Beto

A Broker Works for You — Not a Bank

When you work with Alberto, you're not getting one lender's rate sheet. You're getting access to the wholesale market.

🏦

100+ Lenders, One Pull

Alberto pulls your credit once and shops it across 100+ wholesale lenders to find the best rate and program for your specific profile — not just what one bank offers.

Wholesale Access

🤝

Straight Talk, Always

Alberto tells you what the numbers actually say. If a deal doesn't make sense for you, he'll say so — even if it means walking away from the commission.

Honest Advice

📱

100% Digital Process

Apply, upload docs, and track your loan entirely online. No branch visits, no stacks of paper, no radio silence. Fast, transparent, and fully mobile-friendly.

No Friction

About Alberto

Meet Beto the Broker

100+

Wholesale Lenders

NMLS #1956260 · Verified

Alberto Moravia is a licensed mortgage broker, TREC Certified Instructor, and active fix-and-hold real estate investor based in San Antonio, TX. He operates under Edge Home Finance LLC — one of Texas's leading independent mortgage brokerages.

Having lived and worked across Brazil, California, Hawaii, and Texas, Alberto understands that every borrower's situation is different. He's built his reputation on giving clients the straight story — even when that means telling them a loan isn't the right move.

As a TREC instructor, Alberto trains real estate professionals across Texas. That means when he's working on your loan, he's thinking about the whole transaction — not just the mortgage in isolation.

Serving all of Texas in English, Español & Português.

🎓 TREC Certified Instructor 🏗️ Fix & Hold Investor 🤠 San Antonio, TX 🏦 Edge Home Finance LLC ✅ NMLS #1956260 🌎 English · Español · Português

What We Do

Every Type of Home Loan, One Broker

Whether you're buying your first home, tapping equity, or scaling an investment portfolio — Alberto has a wholesale solution for it.

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Home Purchase

First home, forever home, or investment property. Alberto shops 100+ lenders to find your best rate and program — conventional, FHA, jumbo, and more.

Get pre-approved →

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VA Loans

$0 down, no PMI, competitive rates for eligible veterans and active duty. Alberto knows VA inside and out — including manual underwriting for complex files.

Check VA eligibility →

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HELOC TX Specialist

Tap your home equity without touching your first mortgage rate. Consolidate high-interest debt or fund renovations with a Texas 50(a)(6) HELOC.

See HELOC options →

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Refinance

Lower your rate, reduce your term, or pull cash out — but only when the numbers make sense. Alberto will tell you straight if a refi isn't worth it.

Run the numbers →

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DSCR & Investor Loans

Qualify on rental income — no W-2s, no personal tax returns required. Scale your portfolio with DSCR loans, close in your LLC, and keep growing.

Explore investor options →

🏗️

Specialty & Non-QM

Doctor loans, bank statement loans, OTC construction, barndominiums, and scenarios banks turn down. If there's a deal, Alberto finds the lender.

Explore specialty loans →

How It Works

Simple. Transparent. Fast.

No runaround, no bank branches, no leaving you in the dark. Here's what working with Beto actually looks like.

Free 10-Min Call

Tell Alberto where you're at and what you're trying to do. He'll tell you honestly if he can help and what it looks like.

Shop the Market

Alberto pulls your credit once and shops across 100+ wholesale lenders to find the best program for your profile.

100% Digital

Apply, upload docs, and review everything online. No branch visits, no stacks of paper, no wasted afternoons.

Close & Move On

Close at a local title company. Alberto stays in contact through funding so you're never wondering what's happening.

One Broker.100+ Lenders.Your Best Deal.